Free tool · Florida
Florida closing cost calculator
What the buyer and the seller each pay at closing in any Florida county, worked out with the state's doc stamp, intangible tax and title insurance rates.
Buyer's closing costs
| Doc stamps on the mortgage note ($0.35/$100) | $1,120 |
| Intangible tax on the mortgage (0.2%) | $640 |
| Lender's title policy (simultaneous issue)(typical) | $25 |
| Lender fees: origination, appraisal, credit (≈1%)(typical) | $3,200 |
| Title company settlement fee(typical) | $500 |
| Recording fees(typical) | $130 |
| Survey(typical) | $450 |
| Home inspection(typical) | $450 |
| Total | $6,515 |
Seller's closing costs
| Real estate commission | $20,000 |
| Doc stamps on the deed | $2,800 |
| Owner's title policy (promulgated rate) | $2,075 |
| Title company settlement fee(typical) | $500 |
| Title search & exam(typical) | $200 |
| Municipal lien search(typical) | $175 |
| Total | $25,750 |
Buyer's cash to close (down payment + costs)$86,515
Before prepaid interest, insurance, tax escrow, prorations and credits. Lines marked typical are common Florida fees; the lender's Loan Estimate and the title company's settlement statement replace them.
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