Florida county guide
Alachua County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Alachua County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Alachua County, home to Gainesville and the University of Florida, had about 290,028 residents as of the July 2025 Census estimate. In the three months ending September 2026, the median home sale price was $324,000, down 0.22% from a year earlier. Homes sold after an average of 78 days on market, up from 44 days the year before, which points to a slower pace of sales.
Main cities: Gainesville, Alachua, High Springs, Newberry, Archer, Hawthorne, Micanopy, Waldo
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $325,000 | $2,275 | $1,700 | $1,430 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Alachua County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Alachua County is inland, but some areas near creeks, sinkholes, lakes and wetlands fall in FEMA flood zones, so buyers should check the FEMA flood map for a property and get a flood insurance quote before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Alachua County?
- On a $324,000 sale, deed doc stamps are about $2,268 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Alachua County?
- By custom the seller pays for the owner's title policy. At $324,000 it's about $1,695 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Redfin: Alachua County, FL Housing Market (as of September 2026)
- U.S. Census Bureau QuickFacts: Alachua County, Florida
Market figures researched November 3, 2026.