Florida county guide
Bradford County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Bradford County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Bradford County is a small, rural county in north-central Florida, and its county seat is Starke. Redfin reports a median sale price of $341,426 for the three months ending May 2026, up 16.1% from a year earlier. Homes sold after an average of 91 days on the market, compared with 49 days the year before, and 17 homes sold in May 2026.
Main cities: Starke, Lawtey, Hampton, Brooker
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $340,000 | $2,380 | $1,775 | $1,496 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Bradford County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Before buying in Bradford County, look up the property's FEMA flood zone on the FEMA Flood Map Service Center, because lenders require flood insurance for federally backed mortgages in high-risk zones.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Bradford County?
- On a $341,426 sale, deed doc stamps are about $2,391 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Bradford County?
- By custom the seller pays for the owner's title policy. At $341,426 it's about $1,785 at Florida's promulgated rate; the contract can say otherwise.
Run every deal from contract to commission — start free
- Deadlines tracked automatically, with a morning reminder
- Checklists, documents and e-signature in one place
- Commissions, CDAs and agent pay
- Made for Florida brokerages, works on your phone
No contract, no setup fee. Built by a working Florida broker.
Sources
- Bradford County, FL Housing Market: House Prices & Trends (Redfin)
- Bradford County, Florida (2020 census population)
- Bradford County Property Appraiser - Web Links
Market figures researched November 3, 2026.