Florida county guide
Citrus County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Citrus County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
In February 2026, Citrus County had 302 closed single-family sales, up 14.4% from a year earlier, according to Florida Realtors data. The median sale price was $280,000, down 1.8%. Median time to contract was 66 days. With a 5.6-month supply of homes, local Realtors described the market as balanced.
Main cities: Inverness, Crystal River, Homosassa, Beverly Hills, Citrus Springs, Lecanto, Floral City, Hernando
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $280,000 | $1,960 | $1,475 | $1,232 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Citrus County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Coastal areas such as Crystal River and Homosassa face storm surge and flood risk, so buyers should check the FEMA flood zone and get flood insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Citrus County?
- On a $280,000 sale, deed doc stamps are about $1,960 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Citrus County?
- By custom the seller pays for the owner's title policy. At $280,000 it's about $1,475 at Florida's promulgated rate; the contract can say otherwise.
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Sources
Market figures researched November 3, 2026.