Florida county guide
Escambia County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Escambia County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Escambia County, whose county seat is Pensacola, is Florida's westernmost county. The 2020 Census counted 321,905 residents. Redfin reports that the median sale price for all home types was $294,016 in August 2026, down 6.7% from a year earlier.
Main cities: Pensacola, Century, Ensley, Ferry Pass, Brent, Myrtle Grove, Warrington, Pensacola Beach
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $295,000 | $2,065 | $1,550 | $1,298 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Escambia County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Coastal and low-lying parts of Escambia County, including Pensacola Beach and areas near the bays, fall in FEMA flood zones, so buyers should check the FEMA flood map and get a flood insurance quote before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Escambia County?
- On a $294,016 sale, deed doc stamps are about $2,059 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Escambia County?
- By custom the seller pays for the owner's title policy. At $294,016 it's about $1,550 at Florida's promulgated rate; the contract can say otherwise.
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Sources
Market figures researched November 3, 2026.