Florida county guide
Hillsborough County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Hillsborough County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Hillsborough County, with Tampa as its county seat, had an estimated 1,574,115 residents in 2025. The median sale price for all home types was $394,068 in September 2026, down 1.2% from a year earlier.
Main cities: Tampa, Plant City, Temple Terrace, Brandon, Riverview, Town 'n' Country, Apollo Beach, Ruskin
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $395,000 | $2,765 | $2,050 | $1,738 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Hillsborough County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Parts of Hillsborough County along Tampa Bay and its rivers are in FEMA special flood hazard areas, so buyers should check the FEMA flood zone for a property and get flood insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Hillsborough County?
- On a $394,068 sale, deed doc stamps are about $2,759 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Hillsborough County?
- By custom the seller pays for the owner's title policy. At $394,068 it's about $2,050 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Redfin – Hillsborough County, FL housing market trends
- Data Commons – Hillsborough County (population from census.gov)
Market figures researched November 3, 2026.