Florida county guide
Indian River County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Indian River County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
In September 2026, the median sale price for single-family homes in Indian River County was $390,000, up 3% from a year earlier, with 197 closed sales. Condos and townhomes had a median sale price of $231,500, down 11% year over year, with 62 closed sales. Inventory fell and homes sold faster than a year earlier.
Main cities: Vero Beach, Sebastian, Fellsmere, Indian River Shores, Orchid, Gifford, Vero Beach South, Wabasso
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $390,000 | $2,730 | $2,025 | $1,716 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Indian River County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Indian River County's barrier island and lagoon-front areas lie along the Indian River Lagoon and Atlantic coast, so buyers should check each property's FEMA flood zone and get flood insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Indian River County?
- On a $390,000 sale, deed doc stamps are about $2,730 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Indian River County?
- By custom the seller pays for the owner's title policy. At $390,000 it's about $2,025 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Indian River County Single-Family Homes Market Update – September 2026
- Indian River County Condos & Townhomes Market Update – September 2026
- Indian River County, FL - Census Reporter (ACS 2024 1-year)
- Indian River County, FL Housing Market - Redfin
Market figures researched November 3, 2026.