Florida county guide
Jefferson County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Jefferson County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Jefferson County is a small, mostly rural county east of Tallahassee, with Monticello as its county seat and a 2020 Census population of 14,510. Redfin reported a median home sale price of about $303,000 for November 2025, up 10.0% from a year earlier. Because the county records few sales, prices can change sharply from one month to the next.
Main cities: Monticello
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $305,000 | $2,135 | $1,600 | $1,342 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Jefferson County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Some low-lying land in the county, especially toward the Gulf coast and near the Aucilla and Wacissa rivers, can fall in FEMA flood zones, so buyers should check the FEMA flood map and get flood insurance quotes before closing.
Questions agents and buyers ask
- How much are doc stamps in Jefferson County?
- On a $303,000 sale, deed doc stamps are about $2,121 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Jefferson County?
- By custom the seller pays for the owner's title policy. At $303,000 it's about $1,590 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Jefferson County, FL Housing Market (Redfin)
- Jefferson County, Florida (Wikipedia, citing the 2020 Census)
Market figures researched November 3, 2026.