Florida county guide
Lake County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Lake County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Lake County is a growing county in Central Florida with its county seat in Tavares. Its largest city is Clermont, and part of The Villages lies inside its borders. The county had about 444,204 residents in the Census Bureau's 2024 American Community Survey. Redfin reported a median sale price of $384,140 for all home types in September 2026, up 1.2% from a year earlier.
Main cities: Clermont, Leesburg, Tavares, Eustis, Mount Dora, Groveland, Minneola, Lady Lake, Fruitland Park, Mascotte, Umatilla, Montverde
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $385,000 | $2,695 | $2,000 | $1,694 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Lake County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Lake County has more than 1,000 lakes and low-lying areas near the Harris Chain of Lakes, so buyers should look up a property's zone on FEMA flood maps and get flood insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Lake County?
- On a $384,140 sale, deed doc stamps are about $2,689 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Lake County?
- By custom the seller pays for the owner's title policy. At $384,140 it's about $2,000 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Lake County, FL homes for sale & real estate trends - Redfin
- Lake County, FL - Profile data - Census Reporter (ACS 2024)
- Lake County, Florida - Wikipedia
Market figures researched November 3, 2026.