Florida county guide
Miami-Dade County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Miami-Dade County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
In September 2026 the median sale price for single-family homes in Miami-Dade County was $692,000, up 4% from a year earlier. Condos and townhouses had a median of $417,090, down 1%. Across all home types the county recorded 1,733 sales, 2% fewer than in September 2025, and single-family sales fell 4.7% to 824.
Main cities: Miami, Hialeah, Miami Gardens, Miami Beach, Homestead, Doral, Coral Gables, North Miami
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,500 | $1,325 | $1,100 |
| $500,000 | $3,000 | $2,575 | $2,200 |
| $690,000 | $4,140 | $3,525 | $3,036 |
| $750,000 | $4,500 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price ($0.60 for single-family homes in Miami-Dade) and are normally paid by the seller. In Miami-Dade County the buyer customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Much of low-lying, coastal Miami-Dade lies in FEMA Special Flood Hazard Areas, where lenders require flood insurance, so buyers should look up a property's flood zone and get insurance quotes before signing a contract.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Miami-Dade County?
- On a $692,000 sale, deed doc stamps are about $4,152 ($0.60 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Miami-Dade County?
- By custom the buyer pays for the owner's title policy. At $692,000 it's about $3,535 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Miami-Dade County Single-Family Homes Market Update – September 2026
- Miami-Dade County All Property Types Market Update – September 2026
- Miami-Dade Breaks Annual Record for $30 Million-Plus Home Sales in Just Nine Months (MIAMI REALTORS)
- Miami-Dade sets record for $30M-plus home sales
Market figures researched November 3, 2026.