Florida county guide
Pasco County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Pasco County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Pasco County sits just north of Tampa on Florida's Gulf Coast. The 2020 Census counted 561,891 residents. Its housing market includes older coastal communities around New Port Richey and Port Richey, fast-growing suburban areas such as Wesley Chapel and Land O' Lakes near the Tampa line, and more rural land in the east around Dade City and Zephyrhills.
Main cities: Dade City, New Port Richey, Port Richey, Zephyrhills, San Antonio, St. Leo, Wesley Chapel, Land O' Lakes
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $350,000 | $2,450 | $1,825 | $1,540 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Pasco County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
West Pasco's low-lying Gulf coast is exposed to storm surge and flooding, so buyers should check FEMA flood maps and get flood insurance quotes before they close.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Pasco County?
- On a $350,000 sale, deed doc stamps are about $2,450 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Pasco County?
- By custom the seller pays for the owner's title policy. At $350,000 it's about $1,825 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- U.S. Census Bureau QuickFacts: Pasco County, Florida (2020 Census count; not opened during this search)
- Pasco County Property Appraiser (official site; address not checked during this search)
- Pasco County Clerk & Comptroller (official site; address not checked during this search)
- Pasco County Tax Collector (official site; address not checked during this search)
- FEMA Flood Map Service Center
Market figures researched November 3, 2026.