Florida county guide
Seminole County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Seminole County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Seminole County is a suburban county in the Orlando metro area with about 491,884 residents as of 2025. The median sale price for all home types was $396,563 in September 2026, which is 2.1% lower than a year earlier. Prices differ widely between communities, from Sanford and Casselberry to Lake Mary, Heathrow and Geneva.
Main cities: Sanford, Altamonte Springs, Oviedo, Lake Mary, Winter Springs, Casselberry, Longwood
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $395,000 | $2,765 | $2,050 | $1,738 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Seminole County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Seminole County has many lakes, plus land along the St. Johns and Wekiva rivers. Buyers should check the FEMA flood zone for each property, since lenders require flood insurance in high-risk zones.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Seminole County?
- On a $396,563 sale, deed doc stamps are about $2,776 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Seminole County?
- By custom the seller pays for the owner's title policy. At $396,563 it's about $2,060 at Florida's promulgated rate; the contract can say otherwise.
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Sources
Market figures researched November 3, 2026.