Florida county guide
St. Johns County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in St. Johns County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
St. Johns County's median sale price was $497,387 in September 2026, up 2.6% from a year earlier. Homes sold after an average of 81 days on market, compared with 97 days a year before, and 604 homes sold in September, down from 700 in September 2025. The county had an estimated 346,328 residents in 2025 and remains one of the fastest-growing parts of the Jacksonville metro area.
Main cities: St. Augustine, St. Augustine Beach, Ponte Vedra Beach, St. Johns, Nocatee, Hastings, World Golf Village
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $495,000 | $3,465 | $2,550 | $2,178 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In St. Johns County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Coastal and low-lying areas along the Atlantic, the Intracoastal Waterway and the St. Johns River include FEMA special flood hazard areas where lenders require flood insurance, so buyers should check the FEMA flood zone and get insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in St. Johns County?
- On a $497,387 sale, deed doc stamps are about $3,482 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in St. Johns County?
- By custom the seller pays for the owner's title policy. At $497,387 it's about $2,565 at Florida's promulgated rate; the contract can say otherwise.
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Sources
- Redfin – St. Johns County, FL Housing Market (September 2026)
- Data Commons – St. Johns County (2025 population estimate)
- St. Johns County Property Appraiser – SJC Fact Sheet
Market figures researched November 3, 2026.