Florida county guide
Walton County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Walton County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Walton County is part of the Crestview–Fort Walton Beach–Destin metro area and had an estimated 93,288 residents in 2025. The median sale price for all home types was $709,498 in June 2026, up 12.6% from a year earlier. Prices are highest in the coastal South Walton and 30A communities, while inland areas around DeFuniak Springs and Freeport generally cost less.
Main cities: DeFuniak Springs, Freeport, Santa Rosa Beach, Miramar Beach, Paxton, Inlet Beach, Seaside
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $710,000 | $4,970 | $3,625 | $3,124 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Walton County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Coastal parts of South Walton along the Gulf and Choctawhatchee Bay face hurricane storm surge and include FEMA special flood hazard zones, so buyers should check the flood zone and get flood insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Walton County?
- On a $709,498 sale, deed doc stamps are about $4,967 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Walton County?
- By custom the seller pays for the owner's title policy. At $709,498 it's about $3,625 at Florida's promulgated rate; the contract can say otherwise.
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Sources
Market figures researched November 3, 2026.