Florida county guide
Orange County real estate: closing costs, taxes and market data
What it costs to buy and sell a home in Orange County, Florida, with the state's own formulas and the latest market figures.
Market snapshot
Orange County, which includes Orlando, is the center of the Central Florida housing market. Homes in the county are taking longer to sell, with Redfin reporting an average of 67 days on market, compared with 47 days a year earlier. The slower pace gives buyers more time and room to negotiate than they had last year.
Main cities: Orlando, Winter Park, Apopka, Ocoee, Winter Garden, Maitland, Windermere, Belle Isle
Closing costs at common prices
| Sale price | Deed doc stamps | Owner's title policy | Note doc stamps + intangible tax (80% loan) |
|---|---|---|---|
| $250,000 | $1,750 | $1,325 | $1,100 |
| $350,000 | $2,450 | $1,825 | $1,540 |
| $500,000 | $3,500 | $2,575 | $2,200 |
| $750,000 | $5,250 | $3,825 | $3,300 |
Deed doc stamps are $0.70 per $100 of the price and are normally paid by the seller. In Orange County the seller customarily pays the owner's title policy, at Florida's promulgated rate. Buyers with a loan also pay $0.35 per $100 on the note and 0.2% intangible tax. Property tax uses the county's typical millage less the $50,000 homestead exemption, so it's an estimate; check the property appraiser for any parcel.
Flood risk
Parts of Orange County lie near lakes, wetlands and low-lying areas that are in FEMA special flood hazard areas, so buyers should check the FEMA flood map for each property and get flood insurance quotes before closing.
Local offices
Questions agents and buyers ask
- How much are doc stamps in Orange County?
- On a $350,000 sale, deed doc stamps are about $2,450 ($0.70 per $100 of the price). The seller normally pays them.
- Who pays for title insurance in Orange County?
- By custom the seller pays for the owner's title policy. At $350,000 it's about $1,825 at Florida's promulgated rate; the contract can say otherwise.
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Sources
Market figures researched November 3, 2026.